What We Offer

Loan Products

Flexible financing options designed to fit your property goals — whether you're buying, building, or refinancing.

01

Residential Purchase

Competitive financing for single-family homes, condos, townhomes, and multi-unit residential properties. We work with first-time buyers and seasoned investors alike, offering straightforward terms and a clear process from application to close.

Apply for This Loan

Property Types

  • Single-family homes
  • Condominiums & townhomes
  • Multi-unit residential (2–4 units)
  • Investment properties
  • New Construction

02

Commercial Financing

Capital solutions for office buildings, retail centers, industrial properties, and mixed-use developments. Our commercial financing is structured to match your project timeline and investment strategy.

Apply for This Loan

Property Types

  • Office & retail properties
  • Industrial & warehouse
  • Mixed-use developments
  • Multi-family (5+ units)

03

Refinancing

Lower your rate, access equity, or restructure your existing loan. We make the refinancing process clear and efficient for both residential and commercial properties, with minimal disruption to your operations.

Apply for This Loan

Property Types

  • Rate & term refinancing
  • Cash-out refinancing
  • Commercial refinancing
  • Portfolio refinancing

Not sure which product fits?

Reach out and we'll help you find the right financing solution for your property.

HERN CAP

Financing and capital solutions for owners and buyers of residential and commercial property.

Get in Touch

Ready to get started?

Apply NowContact Us

© 2026 HERN CAP. All rights reserved.

Financing solutions for residential & commercial property